The "health" of marriage is inseparable from emotions, but emotions are often influenced by objective factors. The distribution and control of family financial power is the most important factor affecting marital relationships in today's material society. The problem of money has become a "cancer" in marriage. Early detection and early resolution will eliminate worries. Late detection can become a "terminal illness" that leads to marital breakdown. Take a test to see if there are money hazards in your marriage.
Question:
1. Do you often have disputes over money?
2. Do you feel unfair because your income is mainly used for household expenses?
3. If one spouse suddenly loses their job right now, do you think your economy will be in crisis?
4. So far, you don't know the exact income of the other party;
5. When you first got married, your two parents had a dispute over the betrothal gift issue, and now this matter is a "minefield" that you have avoided;
6. The reason why you dare not have children is financial problems;
7. You have no joint financial planning;
8. You secretly hide private money, he (she) must not know;
9. When you buy something, you hide the price from the other party;
10. If a close relative or friend borrows money from you, you won't discuss it with your spouse;
11. There are differences between you two on how to spend money;
12. You may think that the other person is sometimes stingy or extravagant;
13. You all believe that money is not saved but earned;
14. You have no experience in investment and financial management;
15. Taking on a mortgage or car loan task is one of you, and you take it for granted;
16. If the parents of a loved one are temporarily ill and hospitalized, and hope to receive your financial support, will you agree;
17. If you receive an additional bonus through part-time or other channels, you will not tell the other party in the first place;
18. You believe that your contribution to this family is enormous, and the other party does not support and understand you;
19. You may worry that financial issues will affect your husband and wife's feelings.
Test Problem Resolution:
Of the 19 above, more than 15 answered "Yes" as "Malignant Tumor": Your marriage is already in jeopardy due to financial problems. If you want to save your relationship, it's a bit late to talk about money at this time. You should talk more about your love and stop haggling and complaining. After your marriage and relationship are stable, re formulate a family financial plan that is suitable for you.
"Benign tumors" are those that meet 10-14 criteria: Your marriage may not appear to be "painful" or "itchy" on the surface, but you have not reached agreement on certain details of economic issues. ". You lack reasonable planning, and you need to know that looking forward to a better future with your spouse is inseparable from co financing. It is time to dispel those disharmonious factors. Talk openly to your lover about your money.
"Inflammation" refers to the following 9 items: You have a common financial plan, and it is likely that you have been steadily implementing your third and fifth year plans. But sometimes plans can't keep up with changes, which makes you feel a bit discouraged. It doesn't matter. The plan is dead, but the person is alive. Discuss it with your spouse and make more practical adjustments.
(Intern editor: Lai Jiaxing)