Post Date April, 15 2023
Modern people commute between work and home every day, and navigate between clients and superiors every day. Youth is easy to grow old, and youth is easy to pass away. How many people's youth passes away amidst busyness!
As a man, I would rather be busy outside than have my wife at home and my children grow up healthy in school.
But do you know how much money a man needs to earn every month to sustain a family's daily expenses?
As a man with pursuit
Having a house, a car, a wife, and a life are standard features
But the difficulty is not small, you also understand
Just graduated from college, in my early twenties
If everything goes smoothly, graduation, job search, and entry into the workforce
From onboarding to achieving minor accomplishments
I'm almost in my third year
That is to say
Retire officially at the age of 60
About thirty years of struggle time left
To realize the dream of settling down and buying a real estate now
This will be a set of data that will change your life
Are you ready to take on the challenge?
The house is the last harbor that everyone needs to return to
Moreover, when a man marries a woman, the house comes first
Buying a house, not too extravagant
Buy an ordinary house of about a hundred square meters
With the addition of ordinary decoration, it would cost over 2 million yuan anyway
After the house is settled, we must buy a car
A domestically produced car of acceptable quality costs 100000 yuan
If you have to run for up to 10 years and then you have to exchange it, the car price will be 100000 yuan × three
The scariest thing is not the price of the car
Plus fuel, road fees, maintenance, parking, violations, etc
Add it up, at least 1000 yuan per month
100000 yuan × 3+1000 × December × 30 years=660000
The house and car have been resolved, and we need to consider the next generation
From pregnancy preparation, birth, kindergarten to university
If you raise a child, you can save another 600000 yuan
If a child wants to study abroad
At least an additional 500000 yuan is needed
That's a total of 1.1 million
Our parents raised us as adults
Filial piety to parents is a duty that should be fulfilled
If we give the elderly 500 yuan per month
(According to the calculation, each elderly person's annual income is only 6000 yuan, which is not too much.)
Both parents give
500 yuan × two × December × 30 years=360000 yuan
This doesn't even include the money for parents to see a doctor in case they feel unwell
Being a migrant worker is definitely stressful
There must be a few days a year to relax and relax, right
Accompanying family and meeting friends
Travel, gatherings, watching movies
20000 yuan per year (already very low, unable to go to Europe and America)
20000 × 30 years=600000
Chaimi, Oil, Salt, Sauce, Vinegar Tea
Property natural gas, water and electricity fees
Broadband and telephone fees
Occasionally having a minor illness cannot save on medical expenses
A family of three, to put it simply, everything costs 3000
3000 × December × 30 years=1.08 million
After thirty years of hard work, I finally retired
Anyway, you have to live for 20 years and enjoy your old age
Besides a pension, I also have to plan to save some money myself
Even if we don't plan for ourselves, according to Chinese tradition
Still planning for their own children
Let's assume that the couple spends 2000 yuan per month on basic living expenses
2000 × December × 20 years=480000
(I don't know if the prices will still be like this at that time)
The basic expenses have been listed and we can no longer afford them
2 million+660000+110000+360000+600000+108000+480000=6.28 million
6.28 million? What concept?
Let's change the algorithm:
6.28 million ÷ 30 years ÷ December ≈ 17400 yuan
You need to earn 20000 yuan per month
To maintain the most basic living expenses of a family
This is both a cold and realistic data
And it's also a high dose of chicken blood
For the sake of family, wife, and children
For my Audi, my wife's Dior, and my child's Olio
Struggle! Dads!
